A recent study revealed that a lot of people who are leaving the San Francisco Bay Area because of high home prices are moving to Sacramento, the state's capital. But they might be surprised by how hot the Sacramento housing…
A common question among home buyers and mortgage shoppers is: "How big of a home loan can I get in California?" The best way to answer this question is to get pre-approved for a mortgage loan, and we can definitely…
Are you thinking of buying a house in California in 2017? Do you have questions about the latest real estate and mortgage trends? You're in the right place! Here are five things every home buyer should know about buying a…
Buying a home in California with student loan debt could soon get easier, thanks to a new rule taking effect in 2017. The new provision was announced by Fannie Mae in April. It could help some borrowers lower their debt-to-income…
Is it cheaper to rent or buy a home in California in 2017? This is a common question among renters who are thinking of buying a house someday. And we have a new renting-versus-buying breakdown that you might find interesting…
We've covered a lot of VA loan-related topics on our blog. But there's one topic in particular that seems to generate the most interest among borrowers. A lot of people want to know about the maximum VA loan amount here…
Summary: The maximum mortgage amount in California varies from county to county, and also based on the type of loan being used. Below, you'll find the maximum amount for FHA, VA and conventional mortgages in 2017. You would think the…
According to a recent prediction for mortgage rates in California and nationwide, borrowers might see a gradual increase through the end of 2017 and into 2018. Recently, however, California mortgage rates have been on a downward trend. So it's a…
Summary: This article explains the differences between California FHA and conventional loans, as well as their pros and cons. You have a lot of options when it comes to choosing a home loan in California. We've covered some of your…
The average down payment in California is around 13%, as of 2017. But don't be intimidated by that figure. Minimum required down payments are significantly lower, as low as 3% in some cases. Plus, you could get financial help from…
