Leading California Mortgage Broker Since 2006
Independent home loan experts serving the Bay Area and all of California. Lower rates, faster closings, and a team that always picks up and helps when you call.
Whether you are a first-time homebuyer or an experienced real estate investor, having a mortgage broker you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
The right loan is not the one with the lowest advertised rate. It is the one that fits your down payment, your credit, and what you are trying to do. As an independent California mortgage broker, we shop dozens of wholesale lenders to match you with the right option for your situation.
Programs we offer include:
- FHA Loans
- VA Loans
- Conventional Loans
- Jumbo Loans
- Refinancing
- DSCR Loans
Head to our loan options page for a full list of available mortgage programs.
Your home is one of the biggest purchases you’ll ever make. So when you’re looking for a mortgage broker near you, it’s essential to find someone you trust and who will work tirelessly to help you succeed at your real estate goals.
California Expertise, Rooted in the Bay Area
Headquartered in Pleasant Hill since 2006, we serve homebuyers and homeowners across California. Twenty years in the market means we understand California lending, the local nuances, the timelines, and what it takes to get to a smooth close.
Loan Options Built Around You
We have an established network of wholesale lenders and mortgage programs. That means flexible lending options and a loan matched to your situation, your down payment, your credit, your timeline, and your long-term goals.
Direct Access to Your Team
You’ll work directly with a dedicated mortgage team that’s available by phone, email, or text — always ready with real answers and real support whenever you need it.
See what 500+ Bay Area homeowners are saying about working with Bridgepoint Funding.
“I met with Mike over a year ago when I first really started ramping up my home search, and he spent well over an hour in person with me discussing the process, answering my questions, and making me feel at ease as a first time home buyer. Both Mike and Josie were always so helpful every step of the way and so responsive! There was a tight turnaround to close, and thanks to the amazing communication, I never felt lost along the way and was even able to close earlier than anticipated.”
Sophia M.
“Mike and his team were extremely helpful guiding my wife and I through our first home purchase. They were very familiar with the VA Loan process and made sure no questions were left unanswered. I would definitely recommend BPF!”
Cameron G.
“My wife and I were extremely happy with the service and the team at Bridgepoint Funding. Mike, Josie, and Rachel were informative, thorough and supportive throughout the process. We were able to secure all the funding we needed to successfully purchase our first home in the Bay Area, and we couldn’t be happier with the results.”
Peter P.
See estimated monthly payments, taxes, insurance, and HOA dues before you write an offer. Run as many scenarios as you want, with no signup and no sales call.
Step 1:
Compare Loan Options
Our team provides personalized support to match you with the right loan option. You’ll get full access to our established network of lenders and mortgage programs, plus ongoing support as you compare available interest rates and terms.
Step 2:
Apply
We oversee your loan application to put your best financial foot forward and help you secure a great rate. This includes gathering the documents we’ll need, like tax records and bank statements, and walking you through everything that goes into a complete application.
Step 3:
Get Pre-Approved
A pre-approval is a major advantage for homebuyers. It gives you a competitive edge in the marketplace, a clear budget as you explore California homes for sale, and streamlined funding once your offer is accepted.
Step 4:
Close on Your Loan
Once you’ve found your perfect home, we’ll help you dot your i’s and cross your t’s on your final loan documents. Throughout this process, our team ensures all documents are signed and that your loan is properly funded for a stress-free closing day and a happy start to your next chapter.
Looking for a trusted local mortgage broker? Give us a call at (925) 478-8630 or fill out our online contact form to learn more about Bridgepoint Funding and our approach to mortgage lending.
