Mortgage rates have risen substantially over the past couple of years. As a result, more and more California home buyers are turning to the adjustable-rate mortgage (ARM) loan to secure a lower interest rate. But is an ARM loan a…
Last week, the California Association of Realtors (C.A.R.) published a housing market forecast for California extending into 2024. This forecast has become something of an annual tradition for the industry group. Among other things, C.A.R. housing researchers believe that home…
This article is part of a broader series that explores many different aspects of the VA home loan program, geared toward home buyers in California. In previous articles, we have examined everything from the application process to the down payment…
As a California-based mortgage company, we do our best to educate our clients and readers on all aspects of the mortgage loan and home buying process. Today, we will focus on a subject that generates much interest (and some confusion)…
VA loans offer a number of compelling benefits for California military members and veterans who are buying homes. Through this program, an eligible borrower can finance up to 100% of the purchase price, eliminating the need for a down payment.…
A recent report from the California Association of REALTORS (C.A.R.) confirmed that home prices in California continue to rise in late summer 2023. If this trend continues, which seems likely, those who wait until 2024 to buy a home in…
At Bridgepoint Funding, we are passionate about the VA loan program because it rewards our brave service members and veterans. So today, we will be addressing a common misconception relating to VA loans and how long they take close. Surveys…
This article is part of a broader series that educates California home buyers and homeowners about the VA loan program. In previous articles, we have covered everything from the minimum program requirements to the kinds of documents you have to…
Many articles have been written on the home buying process in California. But a lot of them skip over the preliminary steps and jump right into the house-hunting stage. The truth is, there are some important steps that should be…
In a competitive real estate market like the San Francisco Bay Area, home buyers often find themselves caught up in multiple-offer situations or even bidding wars. This can be a stressful scenario, especially for those home buyers who aren't prepared…
