Buying a home in California is exciting, but most buyers quickly realize that the biggest challenge is often the down payment. Home prices here are higher than the national average, and saving enough money upfront can feel like the biggest…
When you're buying a home in California, you often run into loan amounts that exceed what’s called the conforming loan limit. When that happens, you’ll need a jumbo loan. So, what is a jumbo loan in California, and how does…
This guide explains how the VA loan process works in California, including all of the important steps a home buyer needs to know about. Here's an overview of the usual steps that are involved: Establish a basic home-buying budget with…
VA loans offer a number of compelling benefits for California military members and veterans who are buying homes. This program allows you to finance up to 100% of the purchase price, eliminating the need for a down payment. But there's…
Surveys have shown that some military members and veterans believe that VA loans take a lot longer to close, when compared to conventional mortgages. But the truth is the average processing time is nearly identical for both types. The VA…
This article is part of an ongoing series that answers common questions about different types of mortgage loans. This guide answers some of the most frequently asked questions about California FHA loans. Contact us: If you have questions about the…
As a mortgage company that specializes in VA home loans, we receive a lot of questions about that program. Today, we will provide answers to ten of the most frequently asked questions relating to California VA loans. Here are the…
Home prices in California's major cities have risen steadily over the last few years. As a result, a lot of home buyers in the state are looking for ways to lower their down payments. One way to accomplish this is…
This article is part of an ongoing series that explains the VA loan process in California. Today, we will cover some of the standard paperwork and documents that are required for VA home loans in California. Here are the six…
The VA loan program offers a number of powerful benefits for home buyers in California, including the ability to buy a home with no down payment whatsoever. But VA home loans do require borrowers to pay a funding fee, which…
