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Mortgage Loans in California

Finding a great home loan involves careful consideration of your needs, finances, and future goals. We are here to guide you, offering a wide range of mortgage loans in California for both new buyers and refinancers.

Explore Flexible California Loan Programs

Bridgepoint Funding proudly serves California and Bay Area buyers with a variety of flexible loan programs. Discover the best mortgage loans in California for your needs, including low- and fixed-rate California loan programs, first-time homebuyer programs, and more.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA

Government-insured mortgage with flexible loan options.

VA

Flexible options as either fixed-rate or ARM mortgages

Rehab

Roll the costs of home renovation into your loan.

USDA

Purchase a home with no money down in qualifying rural and suburban areas.

Jumbo

Maximum flexibility for financing larger home loans.

First-Time Home Buyer

Money-saving loan programs for first-time home buyers.

Low Down Payment Options

Lower the barrier to California home ownership with low down payment loans.

Investment Property

Mortgage loan programs for vacation and investment properties.

Refinance

Refinance

Lower your monthly payments and take advantage of reduced interest rates.

Cash Out Refinance

Pay off high-interest debts by refinancing to a lower rate.

Reverse Mortgage

Tap into your hard-earned equity and use it as a source of income.

Which mortgage programs in the Bay Area are right for you? Get in touch for friendly, personalized support comparing flexible lending programs in California, plus help determining your eligibility for money-saving alternative home loan programs in Walnut Creek, Pleasant Hill, and other in-demand communities.

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