The California Housing Finance Agency (CalHFA) has rolled out a new program to help first-time home buyers in California cover the cost of a down payment and closing costs. Eligible home buyers who meet all of the program requirements could…
Buying a luxury home in California requires careful planning, research, and budgeting. Homes in California are typically priced well above the national average. And when you get into the luxury market, property prices often run well over $1 million. So…
In the past, we've written about the different types of home loans available to California home buyers. Today, we will offer a side-by-side comparison between VA-guaranteed home loans and conventional mortgage loans. If you're a military member or veteran in…
First-time home buyers in California often look for ways to make a low down payment when purchasing a house, making it a top priority. There are two main reasons for this: First-time buyers don't have profits from a previous sale…
This article is part of an ongoing series through which we are educating California home buyers about the VA loan program. This program is open to many military members and veterans. In previous articles, we explained how you don't need…
A recent report from the research team Realtor.com showed that mid to late April is the best time to sell a home in the San Francisco Bay Area and nationwide. Specifically, the company's data revealed that the week of April…
Home buyers in California tend to have a lot of questions about the FHA loan program, and also about closing costs. Today, we're going to combine these two subjects, with an explanation of how closing costs work on an FHA-insured…
For many years, the San Jose real estate market has been one of the most competitive markets in the state of California. This is largely because of all the tech companies located in Santa Clara County, and the high-paid workers…
Bridgepoint Funding is a California-based mortgage company that specializes in VA loans. Because of that, we often provide educational guides for military home buyers across the state. In this article, we will explain how you can buy a house in…
We've written about credit scores many times in the past. On this page, you'll find links to some of our best articles about credit scores, and how they relate to the mortgage and home buying process in California. At a…
