Home buyers in California have a lot of choices when it comes to the properties they buy. You can choose the size, location, features and amenities, and more. You can also choose whether you want to buy an older home…
Home prices in the San Francisco Bay Area have been on quite the roller coaster ride over the past few years. This is true for most cities across the country, and the overall cause is the same. In this article,…
Back in 2021, the Sacramento metro area became one of the so-called pandemic boomtowns, with many new residents relocating in from elsewhere across the state. Relatively low home prices and plenty of open space attracted home buyers from California's pricier…
If you're planning to use a mortgage loan to buy a house in California, there's a good chance the property will have to be appraised. That's because most banks and lenders require appraisals whenever a home loan is being used…
Do you need a mortgage loan in California for up to $5 million, to purchase a high-end property? Bridgepoint Funding has got you covered! Through our lender partnerships, we now have access to "super jumbo" mortgage loans that offer financing…
If you're a homeowner in California, you've probably heard about home equity loans and HELOCs. But what exactly are these financing options? How do they work? And what are the similarities and differences between home equity loans and HELOCs in…
In California, FHA loans provide a path to homeownership for a wide range of borrowers. This program offers significant benefits, including lower down-payment requirements, more flexible credit score criteria, and competitive interest rates. But common myths and misconceptions surrounding this…
Private mortgage insurance (PMI) is often required when a home buyer makes a down payment below 20%, resulting in a loan-to-value (LTV) ratio above 80%. In California, the average annual cost of PMI usually ranges from 0.58% to 1.86% of…
Last year, the San Jose, California real estate market was ranked as one of the fastest-cooling housing markets in the country. And that came as no surprise at the time, given the meteoric rise in home prices that occurred through…
California military members and veterans tend to have a lot of questions about the VA home loan program. One of the most common questions has to do with the program requirements and the overall qualification process. A lot of people…
