FHA loans are a popular option for some home buyers in California, especially those with credit issues in the past. Now, a recent policy change from the Department of Housing and Urban Development could make it easier for some borrowers…
When you apply for a VA loan in California, your loan file will go through several stages before reaching the final funding. One of those stages involves mortgage underwriting. And we've learned over the years that borrowers tend to have…
When you buy a home in the state of California, there's a good chance you'll experience the title search process firsthand. Title searches are performed for nearly all properties purchased in California, and you'll soon understand why. Every home buyer…
First-time home buyers in California often have questions about their ability to back out of the deal and the procedure for doing so. When can I legally back out of buying a home in California? Will I lose my earnest…
By eliminating the need for a down payment, the VA home loan program removes one of the biggest hurdles to homeownership. Eligible home buyers in California who use a VA loan can finance up to 100% of the purchase price…
The San Francisco Bay Area real estate market has changed in many ways over the past couple of years, and this has affected buyers and sellers in equal measure. We've covered the real estate market from a buyer's perspective many…
Over the years, we have learned that home buyers in California typically have a lot of questions about the mortgage application process. We developed this guide to address some of those common questions. Summary: This article explains how the mortgage…
Like many cities across the country, the San Francisco Bay Area real estate market cooled down in 2022 due to rising mortgage rates. But since the start of this year, the Bay Area housing market has been warming up again,…
In a previous article, we explained some of the documents borrowers need to submit when applying for a VA loan in California. The Certificate of Eligibility (COE) is one of the initial documents a borrower needs to obtain, because it…
How much money do I need to save up for a down payment when buying a house in California? This is one of the most common questions among first-time buyers in the Golden State, and it's easy to understand why…
