Recent home price projections for California's major cities suggest that prices will continue to climb between now and the first part of 2019. The San Jose real estate market is expected to "lead the charge" with a gain of around…
Are you debating whether you should buy a house in California now in 2018, versus waiting until 2019? On the fence about when you should enter the market? Recent trends within the mortgage industry and the broader real estate market…
Tax reform has been in the news a lot lately. And the sweeping tax reform package that was passed in December has California homeowners and home buyers asking a lot of questions. Common questions include: How will the new tax…
It has been several months since we last published a forecast and outlook for the California real estate market. We shared some third-party home price forecasts last summer, along with a long-range outlook for mortgage rates. But a lot has…
The maximum conventional mortgage loan amount for the Bay Area of California was increased for 2018, due to significant home-price gains that occurred during the previous year. (This is for a conforming loan. Jumbo mortgages can exceed these limits.) Here…
Mortgage rates just jumped, tax deductions have shrunk, and loan limits were increased for all of the major loan programs. Those are three of the biggest California mortgage news stories you should know about, as we head into 2018. 1…
It's the start of a new year. So we thought it was time to take a fresh look at the basic mortgage requirements for California home buyers in 2018. Some of the criteria for home loan approval have eased over…
Summary: The president recently signed into law a tax bill that will lower the mortgage interest deduction limit in California. Here's what you need to know about these tax code changes for 2018. California is notorious for having expensive real…
A recent report by a mortgage industry group revealed that a higher number of homeowners in California and nationwide are refinancing their mortgage loans. Will 2018 be a good time for you to refinance your home in California? That depends…
In an October 13 blog post, we looked at whether it made sense to buy a home in the Bay Area now versus later. The gist of that article was that the (realistic) prospect of rising home prices and mortgage…
