Over the past few weeks, some housing analysts and economists have expressed concerns that the new coronavirus / COVID-19 pandemic would bring the housing market to a standstill. That hasn't happened. Things have certainly slowed down, as you would expect…
Is the spring home-buying "season" finally ramping up in California? Sort of. While real estate activity is down overall, a new report showed a significant week-to-week increase in California home loan applications. This could be a sign that the real…
Will Bay Area home prices drop in 2020, due to the ongoing coronavirus pandemic and economic turmoil? You might think that question would warrant an automatic "yes." But history proves otherwise. The reality is that home prices in the Bay…
The real estate market in California has slowed in recent weeks, due to the coronavirus and resulting stay-at-home orders. But it's still possible to buy a home in California in 2020, despite the ongoing public-health situation. You just have to…
At a time when there's plenty of economic "doom and gloom" in the news, we thought you might like a ray of light. Here's some good news for Californians considering a home purchase or refinance in 2020. California mortgage rate…
Is now a good time to refinance a home in California? For many homeowners across the Golden State, the answer is yes! Mortgage rates are hovering near historic lows, and home prices have risen over the past year. So 2020…
There's good news for California home buyers who plan to use the VA loan program to buy a house in 2020. A rule change issued by the Department of Veterans Affairs makes it easier for home buyers to purchase a…
Will home prices in California drop during a 2020 recession? No one can say for sure. But history has some interesting insights, and they might surprise you. These are uncertain times we find ourselves in. The ongoing public-health crisis has…
We all understand that homeownership means that we own our home in partnership with the mortgage lender. Until the mortgage is paid off, the part that you truly own or can lay claim to is the equity that you…
One of the requirements for obtaining a mortgage is to prove that you are employed (or self-employed), and moreover, that you have been the past two years at a minimum. You do not need to be in one job that…
