Bay Area first-time home buyers tend to have a lot of questions about their mortgage financing options. One of the more common questions is: What's the best type of mortgage loan for a first-time buyer in the Bay Area? As…
A recent forecast for Bay Area home prices extending into 2022 predicted that house values will continue to climb steadily for the foreseeable future. And that's not surprising, when you consider the imbalanced supply-and-demand situation across the region. Here's a…
The VA home loan program is incredibly popular among California military members and veterans, and for good reason. It offers a number of impressive benefits, including zero down payment and no mortgage insurance. But like other government-backed mortgage programs, VA…
Over the past couple of years, we've heard a lot about the housing market inventory shortage in the San Francisco Bay Area. The message for home buyers has been the same: Good luck finding a house. And there is definitely…
Lately, it seems that a lot of home buyers in California are making offers for more than the original asking price. This is a common strategy in a highly competitive real estate market, and that's exactly where we are in…
Did you know it's possible to obtain a VA loan in California for more than $1 million? It's true. Borrowers with sufficient income and the ability to manage their monthly payments could qualify for a California VA loan well above…
What are the benefits of buying and owning a home in California? What are the tax benefits associated with homeownership? Does it makes sense for me to buy a house in California, or keep renting? These are some of the…
According to a recent ranking, the Solano County real estate markets of Vallejo and Fairfield were the third "hottest" in the country for March 2021. This is based on an April 14th report published by the research team at Realtor.com…
Homeowners who have renters or boarders renting out a room in their primary residence could potentially use that income to qualify for a mortgage loan in California. While not as common as traditional income sources, boarder rents (or "room rents") can…
With all of the interesting real estate trends we've witnessed over the past year or so, it's only natural to wonder about next year. And it begs the question: What will the Bay Area housing market be like in 2022?…
