Government-backed home loans are a common mortgage option within the San Francisco Bay Area. While they're not as popular as conventional or "regular" mortgage products, government home loans do offer some key advantages for certain types of borrowers. But what…
Are you planning to use a mortgage loan when buying a home in California? If so, you should know a few things about your credit score. For starters, you should understand how your credit score can affect you when buying…
FHA loans are a popular mortgage option among some Bay Area home buyers. Their biggest appeal is a relatively low down payment and flexible qualification criteria for borrowers. First-time buyers, in particular, find this program appealing. In this article, we…
Given the expensive nature of our real estate market, some home buyers worry that they cannot afford the down payment for a Bay Area home purchase. After all, the median price point for our market is currently around $1.3 million…
The San Francisco Bay Area real estate market remains highly competitive as we approach the fall of 2021. But there are also signs that the local housing market is beginning to shift slightly. Going forward, we could see more inventory…
Some home buyers in California choose to pay mortgage points at closing in exchange for a lower rate. This strategy can pay off over time, by reducing the monthly payments and the total interest paid in the long term. But…
Home buyers and mortgage shoppers in the San Francisco Bay area have enjoyed low mortgage rates for several months now. That makes it a good time to buy or refinance a home, at least where interest rates are concerned. Today,…
Making an offer on a house in the San Francisco Bay Area requires careful research, forethought, and planning. A stronger offer can increase the chance of seller acceptance, while a weaker one could cause you to lose the home. Summary:…
Recent reports have shown that home sellers in California are sometimes reluctant to accept offers from buyers using VA-backed mortgage loans. This reluctance seems to come from a misunderstanding about how VA loans work. Some homeowners worry they'll be subjected…
Based on our own home-buying ventures and those of our many clients, we consider ourselves pretty knowledgeable when it comes to house hunting in the San Francisco Bay Area. So today, we are serving up five "pro tips" and strategies…
