A few years ago, the idea of making an offer below the asking price on a California home purchase might have seemed silly. Back then, competition among home buyers soared, and bidding wars became the norm in many cities. But…
If you keep up with real estate news and trends, you probably already know that the San Jose real estate market is cooling down. We can see evidence of this in a variety of metrics, from home sales to pricing…
Note: This article was originally published in 2022 but was fully updated in 2024 to reflect current guidelines and requirements. In California, many home buyers rely on the FHA loan program to finance their purchases. First-time buyers in particular are…
VA loan home buyers in California and nationwide can now choose to pay for their termite / pest inspections. This is a change from previous VA policy, which prevented buyers from paying for certain inspections. This policy adjustment could benefit…
An updated California housing market trends report came out this week. It showed a year-over-year decline in the number of home sales statewide. It also showed that it's taking longer to sell a house these days, on average. California home…
If you've been following real estate market news here in the San Francisco Bay Area, you've probably heard that the local housing market is cooling. It's true. In fact, recent reports have shown a cooling trend in real estate markets…
Is the 5-year ARM loan a good mortgage option for California home buyers? Sometimes yes, other times no. The key is to understand how these mortgage loans work over the long term, and to make an informed decision based on…
If you happen to follow real estate market trends in the San Francisco Bay Area, you've probably seen reports that the housing market is cooling down. And it's true. After two years of overheated activity, the Bay Area real estate…
As we reported in a previous blog post, housing market supply levels within the San Francisco Bay Area are finally starting to rise. Another report, published just days ago, showed a continuation of this trend. Specifically, it showed a significant…
It's always a good idea to check your credit score before buying a home in California, especially if you plan to use a mortgage loan. Among other things, it could help you identify and fix credit-related issues that might be…
