When making an offer to buy a house in California, you have the option to include certain contingencies within your purchase offer. Real estate contract contingencies give home buyers a way to back out of the deal if certain conditions…
This guide provides a detailed walk-through of the home buying process in California and is geared toward first-time buyers in particular. We'll start with the basic steps that occur during this process, followed by some frequently asked questions. California Home…
As the California real estate market continues to settle down, home buyers are starting to enjoy certain benefits they haven't had in a while. In fact, conditions have shifted so much that some analysts foresee a real estate buyer's market…
The average rate for a 30-year fixed mortgage loan in California and nationwide rose above 7% this week, for the first time in 20 years. That's based on a recent report by Freddie Mac, which we'll get to in a…
We've written a lot about the VA home loan program in the past. As a mortgage company that specializes in VA loans, we enjoy educating homebuyers and borrowers about the many benefits it can provide. Today, we will summarize some…
First-time home buyers in California tend to have a lot of questions when it comes to down payment requirements. We've covered some of those questions in the past. Today, we will address another common query: "Can I buy a house…
According to a recent report from the California Association of Realtors, the Bay Area real estate market is less competitive in 2022. We knew that already, but this latest report sheds new light on the subject. Specifically, it showed that…
House hunting is one of the most exciting parts of the home buying process. But for some first-time buyers in California, it can also be overwhelming and intimidating. This guide walks you through some of the most important steps in…
Five key highlights from this article: Some new predictions for the California housing market came out this week. They were issued by the state's Realtor association. This latest forecast predicts a slight dip in home prices in 2023. Sales volume…
Five key highlights from this article: The Bay Area is an expensive real estate market. Home prices have risen even higher over the past two years. Many buyers want to minimize their monthly payments. A 30-year mortgage can help you…
