We've written about credit scores many times in the past. On this page, you'll find links to some of our best articles about credit scores, and how they relate to the mortgage and home buying process in California. At a…
If you're planning to buy a home in the San Francisco Bay Area, you might be wondering how a real estate agent can help you accomplish that goal. The truth is, an experienced agent can help you in many ways…
If you're planning to buy a condo in California, and you want to use the FHA loan program, you should know about the FHA's "single unit approval" process. Through this program, individual condo units can now receive FHA approval and…
Home buyers in California tend to have a lot of questions about closing costs and down payments. And rightfully so. When combined, these upfront expenses can amount to tens of thousands of dollars. So you need to understand what they…
California is an expensive real estate market, especially in and around the coastal metros of Southern California and the Bay Area. As a result, many home buyers seek ways to make a small down payment. There are both advantages and…
The COVID pandemic caused a sharp increase in the number of remote jobs across California and the rest of the nation. And while the pandemic has fortunately eased, interest in remote job opportunities remains elevated. A common question among work-from-home…
According to the latest mortgage rate survey conducted by Freddie Mac, the average rate for a 30-year fixed mortgage loan continues to hover in the low-6% range. That's quite an improvement from the fall of last year, when rates climbed…
First-time home buyers in California have a lot of options when it comes to the type of mortgage loan they use. And there are pros and cons associated with most of these options. The key is to find the financing…
In this article: an explanation of acceptable down payment sources in California, including checking, savings, 401(k) and gift money. When it comes to buying a home, the down payment is one of the biggest hurdles to overcome. For many borrowers,…
In this article: An overview of California stated income loans, an alternative type of mortgage financing for borrowers with non-traditional income or other unique situations. If you're planning to apply for a mortgage loan in California, but want to avoid…
