In this article: An overview of California stated income loans, an alternative type of mortgage financing for borrowers with non-traditional income or other unique situations. If you're planning to apply for a mortgage loan in California, but want to avoid…
We've written about down payments in California many times in the past. On this page, you'll find links to some of our best articles relating to mortgage loan down payment requirements, guidelines, minimum required investments, and related topics. At a…
In this article: How California home buyers can use seller credits to "buy down" their mortgage rates, resulting in a smaller monthly payment. With today's higher home prices and mortgage rates, home buyers in California often look for ways to…
California super jumbo mortgage loans are back, and we have them. Eligible borrowers can now qualify for financing up to $4 million. As a mortgage broker, Bridgepoint Funding offers a wide range of mortgage loan options. Today, we will talk…
Buying a home in California can be expensive. Because of this, some borrowers might have trouble qualifying for a mortgage loan on their own, based on their income level. This is a scenario where the non-occupant co-borrower can be helpful…
Real estate investors in California often need to borrow money in a hurry. As a result, they tend to shy away from traditional mortgage loans, which can take weeks to close in some cases. Many investors end up using hard…
Hard money loans are popular among real estate investors who need quick access to cash. These loans allow you to use an investment property as collateral, and they deliver funding faster than a regular mortgage. In this article, we will…
Summary: California mortgage rate forecasts for 2023 suggest that rates could decline gradually next year, from their current level. But those predictions are the equivalent of an educated guess, so they're far from certain. California mortgage rates have risen quite…
California is home to thousands of freelance and "gig economy" workers who use the 1099 form, as opposed to the W-2 used by traditionally employed workers. And that can present challenges when those same freelancers and gig workers apply for…
Welcome to the California mortgage guide! This page is the next step in your quest for home loan knowledge. Here, we have collected some of our most useful (and most popular) articles for California mortgage shoppers. You can use this…
