With only a couple of months left on the calendar, many California home buyers are already looking ahead to 2018. And many of them share the same questions regarding mortgage loan qualification criteria. Today, we will answer one of those…
Down payments and closing costs are two of the financial hurdles associated with buying a home in California. Even for borrowers who have plenty of income to cover their monthly mortgage payments, closing costs can still be an obstacle. But…
Across California, homes have become more expensive over the last couple of years. This is the result of strong demand and limited supply within local housing markets. As a result of these trends, more and more California home buyers are…
If you want to buy a house in California but can't come up with a 20% down payment, you still have some financing options available. But there's a chance you'll have to pay for private mortgage insurance, or PMI. This…
The down payment is one of the biggest considerations for most Bay Area home buyers using mortgage loans. And with rising home values in the region, the average down payment on a house in the Bay Area has risen as…
This is part of an ongoing series in which we answer common questions among home buyers in California. Today's question is: What do I need to qualify for a home loan in California? What are the minimum qualification criteria for…
This is part of an ongoing blog post series where we answer common questions among home buyers in California. Today's question is: How much can I borrow for a home loan in California? How do mortgage lenders determine how much…
We've talked about the different types of mortgage loans that are available to California homeowners in the past. Today, we're going to focus on one specific financing option, and that is the adjustable-rate mortgage, or ARM. This type of home…
Is now a good time to refinance a home in California? Can I save money by refinancing my mortgage loan in 2017? These are common questions among homeowners considering a refi? Here's a market update to help you decide if…
Will you be using a mortgage loan to buy a house in the San Francisco Bay Area in 2017? Do you have questions about your loan options, down payments, and other aspects of home finance? Then keep reading! This guide…
