California home prices and mortgage rates have changed quite a bit over the last couple of years. So we thought it would be helpful to do an updated analysis on the cost of buying a home in California, for 2017…
"I'd like to apply for a mortgage loan to buy a house in California, but I have bad credit right now. Is it possible to qualify for a loan in California with a relatively low credit score these days?" This…
Summary: This article explains the home appraisal process in California and answers ten of the most frequently asked questions from home buyers. If you're planning to buy a home in California, and you need to use a mortgage loan to…
Are you a first-time home buyer in California? Do you have questions about down payments on mortgage loans? Then you've come to the right place. This guide offers important information relating to California first-time home buyer down payments. It's a…
Are you planning to buy a home in the San Francisco Bay Area in 2017? Do you have questions about the local real estate market, mortgage rates, or other factors that can affect home buyers? If so, you're in the…
What are the requirements for buying a house in California? What do I need in order to qualify for a mortgage loan? These are two of the most common questions among home buyers in the Golden State, and you'll find…
For most home buyers in California, the down payment represents the biggest upfront obstacle on the path to homeownership. Fortunately, most home loan programs allow borrowers to use gift money from a third party, to help cover their down payment…
In California, the real estate closing process represents the final step in the home buying journey. And as a home buyer, you need to understand how it all works so you can prepare accordingly. This guide explains the steps that…
This article is part of a new series, through which we will answer some of the most frequently asked question from California home buyers. This article addresses the question: What credit score is needed to buy a house in California,…
Summary: On average, home buyer closing costs in California range from 3% to 5% of the purchase price. A 2016 survey by Bankrate.com found that borrowers in the state pay around $2,250 in closing fees and charges. As a California…
