Some home buyers in California worry that having gaps in their employment might prevent them from qualifying for a mortgage loan. But that's not always true. In many cases, it's possible for borrowers to qualify for a mortgage loan in…
According to a recent report from the San Francisco Chronicle, the May Valley neighborhood in Richmond, California is one of the hottest housing markets in the Bay Area for 2022. At least when measured by home price growth. The Chronicle…
Is 2022 a good time to buy a home in Walnut Creek, California? What is the Walnut Creek real estate market like 2022? In short, what do home buyers need to know before entering this market in search of a…
If you have a TV, you've probably seen an advertisement for reverse mortgage loans. You might even have a pretty good understanding of how these loans work. But did you know it's possible to use a reverse mortgage to buy…
Home sales in California appear to be slowing down in 2022, according to a recent housing market report. In January, home sales dropped by 8.3% statewide, compared to a year earlier. Some housing markets, including parts of the San Francisco…
Some home buyers in California use income from a second job to help them qualify for a mortgage loan. This is a common strategy among borrowers with dual income sources. At the same time, a lot of home buyers in…
Home prices in Oakland, California have declined over the past couple of years, following the unprecedented growth seen during the pandemic. But some forecasts suggest the Oakland real estate market could experience a rebound in 2025. Oakland is a mostly…
California mortgage rates have risen in recent weeks. In fact, the average rate for a 30-year fixed mortgage loan recently hit its highest level since January of 2020, according to Freddie Mac. During the second week of February 2022, 30-year…
Housing affordability in some Bay Area counties improved during the fourth quarter of 2021. Alameda, Contra Costa, Marin and Napa counties all had an increase in housing market affordability from the previous quarter, according to a February 2022 report. The…
In California, the mortgage industry is comprised of many different types of individuals, companies and institutions. And this can be confusing for borrowers, especially first-time home buyers who haven't been through the loan process before. So let's see if we…
