We know from experience that military members and veterans in California have a lot of questions about the VA loan program. And we've covered many of them right here on our blog. Today, we will answer one of the most…
VA loans offer many benefits to military home buyers in California. This program allows you to purchase a home with no down payment or mortgage insurance, removing a major obstacle to homeownership. Additionally, military home buyers who only plan to…
California military members and veterans with existing VA loans can use the "streamline" refinancing program to refinance with very little paperwork and no home appraisal. That's one of many benefits offered by the VA home loan program, which also allows…
The Bridgepoint Funding website has more than a dozen helpful tutorials related to VA loans, written specifically for California home buyers. As a mortgage company that specializes in VA loans, we do our best to educate borrowers on this important…
California military members and veterans tend to have a lot of questions about the VA home loan program. One of those questions has to do with the maximum financing amount available through this program: How much of the home price…
Surveys have shown there are many misconceptions and misbeliefs relating to VA loans. And that's unfortunate, because a lot of people who are well-qualified for this program might not apply due to misinformation they read online. For example, one of…
Do you plan to buy your first home in California using a VA loan? If so, you probably have a lot of questions about how the process unfolds. Bridgepoint Funding has got you covered! This checklist explains the different steps…
In this article: an overview of Freddie Mac's HomeOne® mortgage product that allows California first-time home buyers to make a down payment of 3% on a purchase. First-time home buyers in California often have a hard time saving up enough…
Note: This article was originally published in 2023 but was updated in June 2024 to offer all of the latest numbers, data, and trends. The 2024 conforming loan limit for most of the San Francisco Bay Area is $1,149,825. So…
Summary: California FHA loan limits for 2024 have been increased due to home price growth and will range from $498,257 to $1,149,825 depending on the county. Yesterday, we reported that federal housing officials increased California's conforming loan limits for 2024,…
