VA loans offer many benefits to military home buyers in California. This program allows you to purchase a home with no down payment or mortgage insurance, removing a major obstacle to homeownership. Additionally, military home buyers who only plan to…
California military members and veterans with existing VA loans can use the "streamline" refinancing program to refinance with very little paperwork and no home appraisal. That's one of many benefits offered by the VA home loan program, which also allows…
The Bridgepoint Funding website has more than a dozen helpful tutorials related to VA loans, written specifically for California home buyers. As a mortgage company that specializes in VA loans, we do our best to educate borrowers on this important…
The California Dream For All program aims to make homeownership accessible to first-time home buyers through down payment assistance. Administered by CalHFA, the program offers up to 20% of the home purchase price for down payment or closing costs, with…
This is the second in a two-part series that explains how to buy a home in California during or after military service. In a previous article, we explained how a service member could buy a home while still serving in…
With dozens of military bases, training centers and related facilities, California has the largest military population of any state in the U.S. Because of this, a lot of military members end up buying homes in California, often while they are…
California military members and veterans tend to have a lot of questions about the VA home loan program. One of those questions has to do with the maximum financing amount available through this program: How much of the home price…
Summary: In a Mello-Roos district or neighborhood, California homeowners pay additional taxes to fund public infrastructure projects like schools, roads or parks. These neighborhoods often have better infrastructure and services, but with an added tax burden for homeowners. California has…
Who pays for the home appraisal and inspection in California, between the home buyer and seller? And when do they have to be paid? In a previous article, we explained who pays which closing costs in California, between the home…
Last month, we offered a home buying guide for those who are planning to move to the San Francisco Bay Area in 2024. Today, we zoom out to look at the state as a whole, with a real estate market…
