FHA loans are the second most popular mortgage option California, following the standard conventional home loan. First-time home buyers, in particular, favor the FHA loan program because it allows for a down payment as low as 3.5%. But this program…
Over the past few years, the East Bay portion of the San Francisco Bay Area has evolved into one of the most competitive real estate markets in the United States. Living in the East Bay offers many benefits. Its proximity…
Housing affordability can be measured in different ways, both short-term and long-term. But when buying a home in an expensive real estate market like California, home buyers are typically most concerned with the size of their monthly payments. Common questions…
This article is part of a series that explores the San Francisco Bay Area region from a home buying perspective. Here, we turn our attention to the city of San Jose, California located in the tech mecca of Silicon Valley.…
As a mortgage company located in the East Bay, we do our best to educate local home buyers about specific communities, neighborhoods and real estate markets in the area. Today, we turn our attention to the storied city of Berkeley,…
We often write about the VA loan program from a home-buying perspective. That's because this program offers a lot of benefits for home buyers, including the ability to finance the full purchase price with no down payment. But VA loans…
California home buyers who use the VA loan program are often surprised by the number of choices they have when it comes to their mortgage financing. The truth is, military and veterans who use the VA program have all of…
We all know the San Francisco Bay Area real estate market can be pricey. That's no secret. But when you drill down to the county level, there's one market that rises above the others. Last month, San Mateo County had…
The VA loan program offers a number of benefits for military members and veterans who want to buy a home in California. And we've written about many of those benefits in the past, on an individual basis. Below, we've compiled…
We know from experience that military members and veterans in California have a lot of questions about the VA loan program. And we've covered many of them right here on our blog. Today, we will answer one of the most…
