When you apply for a mortgage loan in California, you'll be asked for a variety of documents relating to your income, assets and debts. Lenders use these documents to verify your financial situation and to underwrite the loan. The exact…
As a mortgage company located in Contra Costa County, we like to keep local home buyers informed about home loan rules and requirements that might affect their purchasing power. This includes changes to the official FHA loan limits. In 2025,…
There's good news for home buyers in Contra Costa County who need to use a mortgage loan to make a purchase. Federal housing officials have increased the conforming loan limits for Contra Costa County in 2025. This also means that…
The San Francisco Bay Area is home to some of the most expensive real estate markets in the country. As a result, many home buyers have trouble coming up with a 20% down payment on a mortgage loan. The good…
San Diego County has a military population of nearly 100,000 people. That means there are a lot of servicemen and women in the area who could benefit from a VA-backed home loan. We are passionate about this program, so we've…
The Department of Housing and Urban Development (HUD) recently announced that California FHA loan limits will be increased for 2025, in response to rising home values nationwide. According to Federal Housing Commissioner Julia Gordon, this latest increase "enables the FHA…
Home buyers in California who use an FHA loan to buy a house typically have to pay for mortgage insurance. That's one of the requirements set forth by the Federal Housing Administration and HUD. This guide explains what FHA mortgage…
On this page: A forecast for the Sonoma County real estate market in 2025, including major cities such as Santa Rosa, Petaluma, Rohnert Park, Windsor, and Healdsburg. As a Bay Area mortgage company, we do our best to keep local…
California's Silicon Valley is one of the most competitive real estate markets in America. And recent predictions suggest that it could heat up even more in 2025, with rising prices and more sales. A recent report from the California Association…
In this report: An update on current housing market trends in the East Bay region of the San Francisco Bay Area, with a real estate forecast stretching into 2025. The eastern part of the San Francisco Bay Area (locally known…
