In the San Francisco Bay Area, home buyers often find themselves caught up in multiple-offer situations or even bidding wars. This can be a stressful scenario, especially for those buyers who aren't prepared to deal with it. The good news…
As a home buyer in California, you have many different options when it comes to your mortgage financing. But when it comes to overall popularity, there's one type of mortgage loan in California that rises above all others. It's the…
This article is part of an ongoing series that answers common questions about different types of mortgage loans. This guide answers some of the most frequently asked questions about California FHA loans. Contact us: If you have questions about the…
Are you tired of renting a home in California and ready to make the transition to homeownership? Wondering what steps you can take right now to turn that goal into a reality? You're in the right place! Below, we've gathered…
Jumbo loans are a popular mortgage option among home buyers in California, due to the expensive nature of our housing market. Borrowers use them to finance high-value homes and luxury properties. But what is a California jumbo loan? How do…
As a mortgage company that specializes in VA home loans, we receive a lot of questions about that program. Today, we will provide answers to ten of the most frequently asked questions relating to California VA loans. Here are the…
The East Bay portion of the San Francisco Bay Area has become one of the most competitive real estate markets in the United States. It's easy to understand why. This area offers many benefits, including a moderate climate, strong local…
When buying a home in California, or even when simply researching the process, you'll eventually encounter the term "escrow account." This can be a very confusing subject for first-time buyers, in particular, since they've never been through the process before.…
Self-employment offers a lot of freedom and flexibility. But it can also pose some unique challenges when it comes to qualifying for a mortgage loan in California. Without a traditional W-2 type of income, self-employed borrowers can have a harder…
"Do I need to obtain a home insurance policy to qualify for a mortgage loan in California? And if so, what type of insurance coverage do I need?" These are common questions among first-time home buyers in the Golden State.…
