The VA home loan program is incredibly popular among California military members and veterans, and for good reason. It offers a number of impressive benefits, including zero down payment and no mortgage insurance. But like other government-backed mortgage programs, VA…
Did you know it's possible to obtain a VA loan in California for more than $1 million? It's true. Borrowers with sufficient income and the ability to manage their monthly payments could qualify for a California VA loan well above…
Home buyers tend to have a lot of questions about the VA loan program, and we've addressed quite a few of them in the past. Today, we will answer another common question about this program: Can I use a California…
We've answered many questions relating to the VA loan program in the past, to educate borrowers about this important benefit. Today, we'll tackle another frequently asked question among home buyers. In California, do VA loans require private mortgage insurance (PMI)?…
The process of buying a home in California with a VA loan is similar to the process when using a "regular" or conventional mortgage. But there are a few additional steps along the way, including some extra paperwork. This guide…
Another year, another increase in the conforming loan limits for Alameda County (and most of California). Toward the end of 2020, federal housing officials announced they would be raising these limits in response to rising home values across the U.S.…
The threshold that separates conforming and jumbo mortgage loans has gone up for 2021, in all nine counties that make up the San Francisco Bay Area. Federal housing officials made this change in response to rising home values nationwide. In…
This year, 2020, was a big one for California VA loans. According to the Department of Veterans Affairs, more VA loans were originated in 2020 than the two previous fiscal years combined -- 1.2 million loan, to be exact. Below,…
Home values in Solano County, California have increased over the past year or so. As a result of this trend, federal housing officials will be raising the FHA and conforming loan limits for Solano County in 2021. Starting in January…
Rising home values across the San Francisco Bay Area have prompted federal housing regulators to increase the conforming loan limits for Contra Costa County in 2021. The loan limit for a single-family home in the area will go up to…
