Home buyers in California tend to have a lot of questions about the FHA loan program, and also about closing costs. Today, we're going to combine these two subjects, with an explanation of how closing costs work on an FHA-insured…
Bridgepoint Funding is a California-based mortgage company that specializes in VA loans. Because of that, we often provide educational guides for military home buyers across the state. In this article, we will explain how you can buy a house in…
If you're planning to buy a condo in California, and you want to use the FHA loan program, you should know about the FHA's "single unit approval" process. Through this program, individual condo units can now receive FHA approval and…
California home buyers often have questions about the FHA loan program. We've addressed many of those questions in previous blog posts. On this page, you'll find links to some of our best articles relating to California FHA loans (what they…
Home buyers in California tend to have a lot of questions about the FHA loan program. We've addressed many of these questions in previous blog posts. Today, we will talk about the benefits and advantages of using an FHA loan…
Earlier today, the Federal Housing Finance Agency (FHFA) announced they would be increasing the conforming loan limits for all California counties in 2023. This means borrowers will have a higher financing range to work with, without having to use a…
We've written a lot about the VA home loan program in the past. As a mortgage company that specializes in VA loans, we enjoy educating homebuyers and borrowers about the many benefits it can provide. Today, we will summarize some…
California has a significant military population and is home to dozens of military bases. So while the following statistic is noteworthy, it probably won't come as a surprise. A recent report from the U.S. Department of Veterans Affairs showed that…
Home prices across the San Francisco Bay area have risen steadily over the past year. As a result, we will see higher loan limits for all counties in 2023. In fact, the maximum amount for a conforming mortgage loan in…
Note: This article was originally published in 2022 but was fully updated in 2024 to reflect current guidelines and requirements. In California, many home buyers rely on the FHA loan program to finance their purchases. First-time buyers in particular are…
