At Bridgepoint Funding, we are passionate about the VA loan program because it rewards our brave service members and veterans. So today, we will be addressing a common misconception relating to VA loans and how long they take close. Surveys…
This article is part of a broader series that educates California home buyers and homeowners about the VA loan program. In previous articles, we have covered everything from the minimum program requirements to the kinds of documents you have to…
In California, FHA loans provide a path to homeownership for a wide range of borrowers. This program offers significant benefits, including lower down-payment requirements, more flexible credit score criteria, and competitive interest rates. But common myths and misconceptions surrounding this…
California military members and veterans tend to have a lot of questions about the VA home loan program. One of the most common questions has to do with the program requirements and the overall qualification process. A lot of people…
Can you qualify for a VA loan in California with a credit score in the low 500 range? It's possible. Read on to find out why... The VA loan program is arguably the best mortgage financing option for California military…
If you're reading this article right now, you probably already know what a VA loan is. You know it's a government-backed mortgage loan that allows you to buy a house with no down payment. But where do you actually get…
In this article: An explanation of bank statement jumbo loans, and how certain California home buyers can benefit from using them. We've written about bank statement loans in the past, and how they can benefit self-employed borrowers or those with…
Mortgage lenders review the debt-to-income ratio for loan applicants. The "DTI" compares a person's monthly income to their recurring debts. In general, California VA loans allow borrowers to have a higher debt ratio. We specialize in offering VA loans and…
In the past, we've written about the different types of home loans available to California home buyers. Today, we will offer a side-by-side comparison between VA-guaranteed home loans and conventional mortgage loans. If you're a military member or veteran in…
This article is part of an ongoing series through which we are educating California home buyers about the VA loan program. This program is open to many military members and veterans. In previous articles, we explained how you don't need…
