Spend a few minutes using the Google Trends tool, and you can learn a lot about internet search trends. Here's a trend that relates to our customer base. It seems that an increasing number of people are wondering if VA…
There's good news for California home buyers who plan to use the VA loan program to buy a house in 2020. A rule change issued by the Department of Veterans Affairs makes it easier for home buyers to purchase a…
If you want to buy a home in California with a conventional mortgage, you will be pleased to learn that the conforming loan limits for 2020 throughout the state are higher than they were in 2019. Walnut Creek is in…
The table below shows the conforming loan limits for all California counties in 2019. These limits were established at the end of 2018 and will remain in effect through December 31, 2019. Update: In late November 2018, federal housing officials announced…
If you are self-employed and in search of a mortgage, you may believe that your options are restricted because of your self-employment status. You may have heard that you cannot qualify for FHA loans or other government-insured mortgages such as…
Buying your first home can be a challenging, costly experience, especially in California. Fortunately, the CalHFA or California Housing Finance Agency offers several first-time home buyer loan programs for those individuals who are eligible. CalHFA Advantages and Eligibility Requirements In…
Are you a self-employed house hunter searching for real estate in the San Francisco Bay area? For those interested in the East Bay, Concord, Pleasant Hill, and Richmond are all housing markets to consider; after seven years of rising home…
Are you in the military? Do you plan to buy a home in California in 2019? If so, you'll be glad to know that the VA loan limits for California will be going up in 2019, in response to rising…
In November, the Federal Housing Finance Agency (FHFA) announced that it was increasing conforming loan limits for most counties across the country. In 2019, California loan limits will range from $484,350 to $726,525, depending on the county. FHA and VA might go…
Home prices across California have risen steadily over the past few years. As a result, more and more home buyers are using jumbo loans in California, to finance their purchases. Fortunately, access to these mortgage products has improved. A recent…
