Bay Area home prices have risen steadily through most of 2020, despite the ongoing economic effects of the coronavirus pandemic. As a result, the conforming loan limits for all Bay Area counties will go up in 2021. This change was…
A new report from the U.S. Department of Veterans Affairs showed that 2020 was a big year for VA loans. It also revealed the average VA loan amount in California, which is currently $482,754 for purchase mortgages. Once again, California…
With mortgage rates hovering near a historic low, now could be a great time to refinance a VA loan in California. And thanks to the VA's Interest Rate Reduction Refinance Loan (IRRRL) program, the process is straightforward and easy to…
Are you currently stationed at Travis Air Force Base? Do you plan to buy a home in Solano County, maybe in the Vacaville or Fairfield area? Do you need a mortgage loan to help finance your purchase? If you answered…
The Bay Area has a sizeable military population, many of whom have relocated from military bases in Southern California. As a result, there are quite a few people who could benefit from using a VA loan to buy a home…
Update: View 2021 loan limits for Solano County Different mortgage loan programs have different limits associated with them, and they can vary from one county to the next. Today, we will take a look at the FHA, VA and conforming…
This article is part of an ongoing series that answers some of the most frequently asked questions about the VA home loan program. Today, we'll address the question: "What is the max VA loan amount for California, as of 2020?"…
This article examines the average credit score among VA loans in California and nationwide. Credit scores are just one of several requirements for the VA loan program. Please contact us if you have questions about qualifying. The Department of Veterans…
For a lot of military folks in California, VA loans are the financing "tool of choice" when buying a home. It's easy to see why. This unique mortgage program allows eligible borrowers to buy a house with no money down,…
Key highlights from this article: In the San Francisco Bay Area, a jumbo loan is anything above $765,600. Borrowers seeking a jumbo mortgage could encounter higher rates. These loans often require a larger down payment as well. The jumbo loan…
