Jumbo loans are a popular mortgage option among home buyers in California, due to the expensive nature of our housing market. Borrowers use them to finance high-value homes and luxury properties. But what is a California jumbo loan? How do…
As a mortgage company that specializes in VA home loans, we receive a lot of questions about that program. Today, we will provide answers to ten of the most frequently asked questions relating to California VA loans. Here are the…
Home prices in California's major cities have risen steadily over the last few years. As a result, a lot of home buyers in the state are looking for ways to lower their down payments. One way to accomplish this is…
This article is part of an ongoing series that explains the VA loan process in California. Today, we will cover some of the standard paperwork and documents that are required for VA home loans in California. Here are the six…
The VA loan program offers a number of powerful benefits for home buyers in California, including the ability to buy a home with no down payment whatsoever. But VA home loans do require borrowers to pay a funding fee, which…
Are you eligible for a California VA home loan? Do you plan to buy a home in the near future? If so, it would be wise to get pre-approved for a VA mortgage loan before you start shopping for a…
As a mortgage company located in Contra Costa County, we like to keep local home buyers informed about home loan rules and requirements that might affect their purchasing power. This includes changes to the official FHA loan limits. In 2025,…
There's good news for home buyers in Contra Costa County who need to use a mortgage loan to make a purchase. Federal housing officials have increased the conforming loan limits for Contra Costa County in 2025. This also means that…
San Diego County has a military population of nearly 100,000 people. That means there are a lot of servicemen and women in the area who could benefit from a VA-backed home loan. We are passionate about this program, so we've…
The Department of Housing and Urban Development (HUD) recently announced that California FHA loan limits will be increased for 2025, in response to rising home values nationwide. According to Federal Housing Commissioner Julia Gordon, this latest increase "enables the FHA…
