This article is part of an ongoing series that explains the VA loan process in California. Today, we will cover some of the standard paperwork and documents that are required for VA home loans in California. Here are the six…
The VA loan program offers a number of powerful benefits for home buyers in California, including the ability to buy a home with no down payment whatsoever. But VA home loans do require borrowers to pay a funding fee, which…
Are you eligible for a California VA home loan? Do you plan to buy a home in the near future? If so, it would be wise to get pre-approved for a VA mortgage loan before you start shopping for a…
As a mortgage company located in Contra Costa County, we like to keep local home buyers informed about home loan rules and requirements that might affect their purchasing power. This includes changes to the official FHA loan limits. In 2025,…
There's good news for home buyers in Contra Costa County who need to use a mortgage loan to make a purchase. Federal housing officials have increased the conforming loan limits for Contra Costa County in 2025. This also means that…
San Diego County has a military population of nearly 100,000 people. That means there are a lot of servicemen and women in the area who could benefit from a VA-backed home loan. We are passionate about this program, so we've…
The Department of Housing and Urban Development (HUD) recently announced that California FHA loan limits will be increased for 2025, in response to rising home values nationwide. According to Federal Housing Commissioner Julia Gordon, this latest increase "enables the FHA…
FHA loans are a popular financing option among home buyers in California. In 2023, they accounted for about 13% of all purchase loans nationwide. First-time buyers, in particular, enjoy the low down payment associated with this program. Today, we will…
VA loans allow military members and veterans to buy a home in California with no money down, a major advantage in a pricey real estate market like ours. This program also allows you to purchase a variety of property types,…
FHA loans are the second most popular mortgage option California, following the standard conventional home loan. First-time home buyers, in particular, favor the FHA loan program because it allows for a down payment as low as 3.5%. But this program…
