The San Francisco Bay Area real estate market has changed in many ways over the past couple of years, and this has affected buyers and sellers in equal measure. We've covered the real estate market from a buyer's perspective many…
Over the years, we have learned that home buyers in California typically have a lot of questions about the mortgage application process. We developed this guide to address some of those common questions. Summary: This article explains how the mortgage…
Like many cities across the country, the San Francisco Bay Area real estate market cooled down in 2022 due to rising mortgage rates. But since the start of this year, the Bay Area housing market has been warming up again,…
In a previous article, we explained some of the documents borrowers need to submit when applying for a VA loan in California. The Certificate of Eligibility (COE) is one of the initial documents a borrower needs to obtain, because it…
How much money do I need to save up for a down payment when buying a house in California? This is one of the most common questions among first-time buyers in the Golden State, and it's easy to understand why.…
Another week, another increase in California mortgage rates. That's the gist of a new report from Freddie Mac that was published earlier today. And that has a lot of people wondering if mortgage rates in California will drop in 2024.…
This article is part of an ongoing series in which we showcase some of the most commonly used mortgage financing strategies in California. Today, we'll explain why some people use ARM loans to buy a starter home in California, and…
Home buyers in California have a lot of different options when it comes to their mortgage financing. One of those choices has to do with the rate structure associated with the loan. For instance, California home buyers can choose between…
Last week, the California Association of Realtors (C.A.R.) published a housing market forecast for California extending into 2024. This forecast has become something of an annual tradition for the industry group. Among other things, C.A.R. housing researchers believe that home…
This article is part of a broader series that explores many different aspects of the VA home loan program, geared toward home buyers in California. In previous articles, we have examined everything from the application process to the down payment…
