Surveys have shown there are many misconceptions and misbeliefs relating to VA loans. And that's unfortunate, because a lot of people who are well-qualified for this program might not apply due to misinformation they read online. For example, one of…
Home buyers with variable income often wonder if they can qualify for a mortgage loan in California. And the short answer is yes! Each year, many borrowers in the Golden State with variable income qualify for mortgage loans. A lot…
In this guide: How a second opinion from a mortgage broker could help you qualify for a home loan in California, even if you've been turned down by a traditional bank or lender. We often think of the second opinion…
In this report: An update on the housing market inventory situation in California, and a list of real estate markets with the lowest supply levels in 2024. You probably already know that the California housing market has low inventory levels.…
Are you a nonpermanent U.S. resident with a work visa and want to buy a home in California? Do you have questions as to which work visas are eligible for mortgage qualification in California? You've come to the right place!…
Do you plan to buy your first home in California using a VA loan? If so, you probably have a lot of questions about how the process unfolds. Bridgepoint Funding has got you covered! This checklist explains the different steps…
Will you be building a new home in California in the near future? Do you need a mortgage loan to finance a new construction? Your first impulse might be to use your home builder's lender. And it could be the…
The California real estate market cooled down during the first half of 2023, due to higher mortgage rates and housing costs. So it might surprise you to know that California is now projected to have some of the hottest housing…
In this article: an overview of nontraditional mortgage financing options in California, including bank statement loans, hard money loans, asset depletion and more. Many home buyers in California use traditional loans when buying a house. A traditional or "conventional" mortgage…
In this article: an overview of Freddie Mac's HomeOne® mortgage product that allows California first-time home buyers to make a down payment of 3% on a purchase. First-time home buyers in California often have a hard time saving up enough…
