Buying a home in California can be expensive. Because of this, some borrowers might have trouble qualifying for a mortgage loan on their own, based on their income level. This is a scenario where the non-occupant co-borrower can be helpful.…
Real estate investors in California often need to borrow money in a hurry. As a result, they tend to shy away from traditional mortgage loans, which can take weeks to close in some cases. Many investors end up using hard…
Hard money loans are popular among real estate investors who need quick access to cash. These loans allow you to use an investment property as collateral, and they deliver funding faster than a regular mortgage. In this article, we will…
Summary: California mortgage rate forecasts for 2023 suggest that rates could decline gradually next year, from their current level. But those predictions are the equivalent of an educated guess, so they're far from certain. California mortgage rates have risen quite…
Buying and selling a home in California at the same time can be complicated. There's a lot to consider along the way, especially when it comes to your financing strategy. Thankfully, there are some mortgage loan products that can help…
California is home to thousands of freelance and "gig economy" workers who use the 1099 form, as opposed to the W-2 used by traditionally employed workers. And that can present challenges when those same freelancers and gig workers apply for…
Welcome to the California mortgage guide! This page is the next step in your quest for home loan knowledge. Here, we have collected some of our most useful (and most popular) articles for California mortgage shoppers. You can use this…
The average rate for a 30-year fixed mortgage loan in California and nationwide rose above 7% this week, for the first time in 20 years. That's based on a recent report by Freddie Mac, which we'll get to in a…
Five key highlights from this article: The Bay Area is an expensive real estate market. Home prices have risen even higher over the past two years. Many buyers want to minimize their monthly payments. A 30-year mortgage can help you…
Do you plan to use a mortgage loan to buy a home in California sometime in the near future? If so, there's a good chance you'll have to make a down payment of some kind. This guide explains the minimum…
