Self-employment offers a lot of freedom and flexibility. But it can also pose some unique challenges, when it comes to qualifying for a mortgage loan in California. Without a traditional W-2 type of income, self-employed borrowers can have a harder…
First-time home buyers in California often look for ways to make a low down payment when purchasing a house, making it a top priority. There are two main reasons for this: First-time buyers don't have profits from a previous sale…
We've written about credit scores many times in the past. On this page, you'll find links to some of our best articles about credit scores, and how they relate to the mortgage and home buying process in California. At a…
The COVID pandemic caused a sharp increase in the number of remote jobs across California and the rest of the nation. And while the pandemic has fortunately eased, interest in remote job opportunities remains elevated. A common question among work-from-home…
First-time home buyers in California have a lot of options when it comes to the type of mortgage loan they use. And there are pros and cons associated with most of these options. The key is to find the financing…
In this article: an explanation of acceptable down payment sources in California, including checking, savings, 401(k) and gift money. When it comes to buying a home, the down payment is one of the biggest hurdles to overcome. For many borrowers,…
In this article: An overview of California stated income loans, an alternative type of mortgage financing for borrowers with non-traditional income or other unique situations. If you're planning to apply for a mortgage loan in California, but want to avoid…
We've written about down payments in California many times in the past. On this page, you'll find links to some of our best articles relating to mortgage loan down payment requirements, guidelines, minimum required investments, and related topics. At a…
In this article: How California home buyers can use seller credits to "buy down" their mortgage rates, resulting in a smaller monthly payment. With today's higher home prices and mortgage rates, home buyers in California often look for ways to…
California super jumbo mortgage loans are back, and we have them. Eligible borrowers can now qualify for financing up to $4 million. As a mortgage broker, Bridgepoint Funding offers a wide range of mortgage loan options. Today, we will talk…
