According to a recent study, the California cities of San Jose, San Francisco and Los Angeles currently have the highest average down payments among the 50 largest metros in the U.S. San Diego also made it into the top five. These…
Are you debating whether you should buy a house in California now in 2018, versus waiting until 2019? On the fence about when you should enter the market? Recent trends within the mortgage industry and the broader real estate market…
In an October 13 blog post, we looked at whether it made sense to buy a home in the Bay Area now versus later. The gist of that article was that the (realistic) prospect of rising home prices and mortgage…
We looked at the overall requirements for a home loan in a previous blog post. Today, we will talk about the income and documents needed to buy a house in California, when using a mortgage loan. Income Needed to Buy…
With only a couple of months left in the year, many first-time home buyers in California are looking ahead to 2018. And a lot of them share the same questions: What are the mortgage qualification requirements for first-time home buyers…
Should I buy a home in the Bay Area now, or wait to see what the market does? What will the real estate market be like in 2018? Will I pay more for a house if I buy a home…
We've created this real estate market overview for anyone thinking about buying their first home in Los Angeles in 2017 or 2018. Here are five things you need to know about the current state of the local real estate market,…
Today's blog entry will give you some insight into the minimum credit score needed for a mortgage loan in California. We'll also look at the average FICO credit score among home buyers who successfully closed on their loans. This will…
This article is part of our "good time to buy a home" series. In previous blog posts, we looked at whether or not it's a good time to buy a house in California (as a whole) and also within the…
Countless articles have been written about the different steps to buying a house. In fact, we've written one ourselves. But today, we will focus on the first few steps to buying your first home in California. First Five Steps to…
