A forecast from the Mortgage Bankers Association predicted that the overall volume of purchase loans (used by home buyers) would increase in 2019, while home-refinancing activity would decline. That's not surprising when you consider that interest rates have risen over…
Home buyers in California tend to have a lot of questions about down payments. And that's understandable, since it's one of the bigger hurdles along the path to homeownership. One of the most common questions is: How much do you…
The holiday season is fast approaching, with the end of the year right on its heels. That means a lot of home buyers in California are starting to look ahead to 2019. And many of them have the same kinds…
A recent report showed that the typical down payment among Bay Area home buyers was roughly $143,115 during summer 2018, for a median-priced home. But that's based on a down payment of 15%. Your minimum required investment could be much…
According to a recent report based on consumer surveys, 52% of home buyers in California and nationwide make down payments less than 20% when buying a house. While some borrowers choose to put down 20% or more to avoid paying…
First-time home buyers in California tend to have a lot of questions regarding down payments. One of the most common questions is: How much should I put down on my first home in California? Here is some information to help…
A recent report by ATTOM Data Solutions (a property data company based in Irvine) showed that California cities top the list for average down payment size among home buyers. Please contact us to find out what your investment might be.…
The vast majority of homeowners in California have a home insurance policy. Research conducted by the Insurance Information Institute (III) found that 95% of homeowners had some degree of coverage. But the cost of a home insurance policy in California…
If you're buying a home in California sometime soon, you'll likely have to deal with the earnest money deposit. This is a "good faith" showing that tells the seller you are serious about buying the property. But we know from…
Real estate markets across California are very competitive right now, as inventories continue to fall short of demand. As a result, home buyers need to use every advantage they can find to get their offers accepted by the seller. Here…
