From an investment standpoint, the best time to buy a home in California is often when house values fall to their lowest point of a particular cycle. This is commonly referred to as the "bottom" of the real estate market,…
Home buyers in California have a lot of choices when it comes to the properties they buy. You can choose the size, location, features and amenities, and more. You can also choose whether you want to buy an older home…
Home prices in the San Francisco Bay Area have been on quite the roller coaster ride over the past few years. This is true for most cities across the country, and the overall cause is the same. In this article,…
Private mortgage insurance, or PMI, is one of those subjects that tend to create a lot of confusion among first-time home buyers in California. And it's easy to understand why. For one thing, PMI is one of the only types…
Back in 2021, the Sacramento metro area became one of the so-called pandemic boomtowns, with many new residents relocating in from elsewhere across the state. Relatively low home prices and plenty of open space attracted home buyers from California's pricier…
If you're planning to use a mortgage loan to buy a house in California, there's a good chance the property will have to be appraised. That's because most banks and lenders require appraisals whenever a home loan is being used.…
Bank statement loans have become more popular over the past few years, partly due to an increase in the number of self-employed and "gig economy" workers. We've written about these types of loans in the past, and how they can…
Do you need a mortgage loan in California for up to $5 million, to purchase a high-end property? Bridgepoint Funding has got you covered! Through our lender partnerships, we now have access to "super jumbo" mortgage loans that offer financing…
If you're a homeowner in California, you've probably heard about home equity loans and HELOCs. But what exactly are these financing options? How do they work? And what are the similarities and differences between home equity loans and HELOCs in…
Do I need to obtain a home insurance policy to qualify for a mortgage loan in California? And if so, what type of insurance coverage do I need? These are common questions among first-time home buyers in the Golden State.…
